- · Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.
- · Verifying the promoter’s track record & ascertaining their credit worthiness.
- · Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position
- · To ensure Bounce Rate and Delinquency are within acceptable standards. Monitor and enforce approval rate and TAT as per prescribed standards.
- · Monitor and ensure that monthly Branch audit score is satisfactory.
- · Vendor Management.
- · To conduct customer meeting to evaluate credit proposal
- · PDD Tracking and closure
- · Compliance to repayment instrument replenishment to ensure regular repayment of EMI
- · Take sound lending decisions based on available information & interactions with the applicants.
- · Manage credit quality and control delinquencies, frauds.
- · Managing performance in terms of key drivers i.e.
- · Loses / Portfolio quality parameters
- · Cost of credit administration
- · Employee Productivity
Must be Graduate / Post Graduate
Should have 4 to 6 years of Credit / Underwriting experience
Also preferring candidates from Home Loan industry with credit verification experience
CTC: Up to 5.5 Lakh
Location : Kayamkulam & Thrissur
Interested candidates immediately Apply with your updated resume. Also please share this job link with your friends.
For more details, you can call Arathi @ 9895008716 OR Mail your resume to; arathi@alligoric.com or Share on WhatsApp