Job description
  • ·         Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.  
  • ·         Verifying the promoter’s track record & ascertaining their credit worthiness.  
  • ·         Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position  
  • ·         To ensure Bounce Rate and Delinquency are within acceptable standards. Monitor and enforce approval rate and TAT as per prescribed standards.
  • ·         Monitor and ensure that monthly Branch audit score is satisfactory.
  • ·         Vendor Management.
  • ·         To conduct customer meeting to evaluate credit proposal
  • ·         PDD Tracking and closure
  • ·         Compliance to repayment instrument replenishment to ensure regular repayment of EMI
  • ·         Take sound lending decisions based on available information & interactions with the applicants.  
  • ·         Manage credit quality and control delinquencies, frauds.
  • ·         Managing performance in terms of key drivers i.e.
  • ·         Loses / Portfolio quality parameters
  • ·         Cost of credit administration
  • ·         Employee Productivity
Desired Candidate Profile :

Must be Graduate / Post Graduate
Should have 4 to 6 years of Credit / Underwriting experience
Also preferring candidates from Home Loan industry with credit verification experience
CTC: Up to 5.5 Lakh
Location : Kayamkulam & Thrissur
Interested candidates immediately Apply with your updated resume. Also please share this job link with your friends.
For more details, you can call Arathi  @ 9895008716  OR Mail your resume to; arathi@alligoric.com  or Share on WhatsApp