• Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.  
  • Verifying the promoter’s track record & ascertaining their credit worthiness.  
  • Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position  
  • To ensure Bounce Rate and Delinquency are within acceptable standards. Monitor and enforce approval rate and TAT as per prescribed standards.
  • Monitor and ensure that monthly Branch audit score is satisfactory.
  • Vendor Management.
  • To conduct customer meeting to evaluate credit proposal
  • PDD Tracking and closure
  • Compliance to repayment instrument replenishment to ensure regular repayment of EMI
  • Take sound lending decisions based on available information & interactions with the applicants.  
  • Manage credit quality and control delinquencies, frauds.
  • Managing performance in terms of key drivers i.e.
  • Loses / Portfolio quality parameters
  • Cost of credit administration
  • Employee Productivity

Must be Graduate / Post Graduate

Should have 4 to 6 years of Credit / Underwriting experience

Also preferring candidates from Home Loan industry with credit verification experience

CTC: Up to 5.75 Lakh

Location : Adoor (Can Only Offer 5.5 L/Anum)

Calicut (Ramanattukara) &

Thrissur

Interested candidates immediately Apply with your updated resume. Also please share this job link with your friends.

For more details, you can call  ARATHI  9895008716 OR Mail your resume to; arathi@alligoric.com  or Share on WhatsApp