• Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.  
• Verifying the promoter’s track record & ascertaining their credit worthiness.  
• Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position  
• To ensure Bounce Rate and Delinquency are within acceptable standards. Monitor and enforce approval rate and TAT as per prescribed standards.
• Monitor and ensure that monthly Branch audit score is satisfactory.
• Vendor Management.
• To conduct customer meeting to evaluate credit proposal
• PDD Tracking and closure
• Compliance to repayment instrument replenishment to ensure regular repayment of EMI
• Take sound lending decisions based on available information & interactions with the applicants.  
• Manage credit quality and control delinquencies, frauds.
• Managing performance in terms of key drivers i.e.

• Loses / Portfolio quality parameters
• Cost of credit administration
• Employee Productivity

Must be Graduate / Post Graduate

Should have 4 to 6 years of Credit / Underwriting experience

Also preferring candidates from Home Loan industry with credit verification experience

CTC: Up to 5.75 Lakh

Location : Calicut (Ramanattukara) , Thrissur & Adoor

Interested candidates immediately Apply with your updated resume. Also please share this job link with your friends.

For more details, you can call Shahana @ 9895008732  OR Mail your resume to; shahana@alligoric.com or Share on WhatsApp