Job description
- Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.
- Verifying the promoter’s track record & ascertaining their credit worthiness.
- Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position
- To ensure Bounce Rate and Delinquency are within acceptable standards. Monitor and enforce approval rate and TAT as per prescribed standards.
- Monitor and ensure that monthly Branch audit score is satisfactory.
- Vendor Management.
- To conduct customer meeting to evaluate credit proposal
- PDD Tracking and closure
- Compliance to repayment instrument replenishment to ensure regular repayment of EMI
- Take sound lending decisions based on available information & interactions with the applicants.
- Manage credit quality and control delinquencies, frauds.
- Managing performance in terms of key drivers i.e.
- Loses / Portfolio quality parameters
- Cost of credit administration
- Employee Productivity
Desired Candidate Profile :
Must be Graduate / Post Graduate
Should have 4 to 6 years of Credit / Underwriting experience
Also preferring candidates from Home Loan industry with credit verification experience
CTC: Upto 5.5 Lakh
Location : Palakkad
Interested candidates immediately Apply with your updated resume. Also please share this job link with your friends.
For more details, you can call Shahana @ 9895008732 for more details; shahana@alligoric.com